The value of debt in retirement : (Record no. 13856)
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| 001 - CONTROL NUMBER | |
| control field | ocn900159263 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | OCoLC |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20171224114815.0 |
| 006 - FIXED-LENGTH DATA ELEMENTS--ADDITIONAL MATERIAL CHARACTERISTICS--GENERAL INFORMATION | |
| fixed length control field | m o d |
| 007 - PHYSICAL DESCRIPTION FIXED FIELD--GENERAL INFORMATION | |
| fixed length control field | cr ||||||||||| |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 150112s2015 nju ob 001 0 eng |
| 010 ## - LIBRARY OF CONGRESS CONTROL NUMBER | |
| LC control number | 2015001397 |
| 040 ## - CATALOGING SOURCE | |
| Original cataloging agency | DLC |
| Language of cataloging | eng |
| Description conventions | rda |
| Transcribing agency | DLC |
| Modifying agency | YDX |
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| -- | OCLCF |
| -- | DG1 |
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| 019 ## - | |
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| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 9781119020004 (epub) |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 111902000X (epub) |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 9781119020011 (pdf) |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 1119020018 (pdf) |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| Cancelled/invalid ISBN | 9781119019985 (hardback) |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 9781119030010 |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 1119030013 |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 1119019982 |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| International Standard Book Number | 9781119019985 |
| 029 1# - (OCLC) | |
| OCLC library identifier | CHVBK |
| System control number | 334095204 |
| 029 1# - (OCLC) | |
| OCLC library identifier | CHBIS |
| System control number | 010442492 |
| 029 1# - (OCLC) | |
| OCLC library identifier | DEBBG |
| System control number | BV042683435 |
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| OCLC library identifier | DEBBG |
| System control number | BV042739926 |
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| OCLC library identifier | NZ1 |
| System control number | 16095115 |
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| System control number | 446586412 |
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| System control number | 453329039 |
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| OCLC library identifier | DEBBG |
| System control number | BV043616042 |
| 029 1# - (OCLC) | |
| OCLC library identifier | DEBBG |
| System control number | BV043397446 |
| 035 ## - SYSTEM CONTROL NUMBER | |
| System control number | (OCoLC)900159263 |
| Canceled/invalid control number | (OCoLC)909802461 |
| 037 ## - SOURCE OF ACQUISITION | |
| Stock number | CL0500000592 |
| Source of stock number/acquisition | Safari Books Online |
| 037 ## - SOURCE OF ACQUISITION | |
| Stock number | 31312D92-8F8E-4434-88D8-EBA10F93E575 |
| Source of stock number/acquisition | OverDrive, Inc. |
| Note | http://www.overdrive.com |
| 042 ## - AUTHENTICATION CODE | |
| Authentication code | pcc |
| 050 00 - LIBRARY OF CONGRESS CALL NUMBER | |
| Classification number | HG179 |
| 072 #7 - SUBJECT CATEGORY CODE | |
| Subject category code | BUS |
| Subject category code subdivision | 027000 |
| Source | bisacsh |
| 082 00 - DEWEY DECIMAL CLASSIFICATION NUMBER | |
| Classification number | 332.7084/6 |
| Edition number | 23 |
| 084 ## - OTHER CLASSIFICATION NUMBER | |
| Classification number | BUS050040 |
| Source of number | bisacsh |
| 049 ## - LOCAL HOLDINGS (OCLC) | |
| Holding library | MAIN |
| 100 1# - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Anderson, Thomas J. |
| Titles and other words associated with a name | (Certified investment management analyst) |
| 245 14 - TITLE STATEMENT | |
| Title | The value of debt in retirement : |
| Remainder of title | why everything you have been told is wrong / |
| Statement of responsibility, etc | Thomas J. Anderson. |
| 264 #1 - | |
| -- | Hoboken : |
| -- | Wiley, |
| -- | 2015. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 1 online resource. |
| 336 ## - | |
| -- | text |
| -- | rdacontent |
| 337 ## - | |
| -- | computer |
| -- | rdamedia |
| 338 ## - | |
| -- | online resource |
| -- | rdacarrier |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | "Increase the odds you won't run out of money in retirement - using debt!Conventional wisdom is wrong - being debt free in retirement may actually increase your risk. The Value of Debt in Retirement teaches you how incorporating debt into your retirement strategy may increase your return, lower your taxes and actually lower your risk. You read that right. If handled correctly, debt--that thing we've all been taught to avoid--can play an integral role in your life, especially in retirement. New York Times Best Selling Author and nationally acclaimed financial expert Tom Anderson shows you how to use the time tested strategies of the best companies and the ultra rich to retire comfortably, minimize taxes, buy the things you have always wanted to have and do the things you have always wanted to do.Thought provoking and against the grain, Anderson explains why your risk tolerance doesn't matter, why being debt free may actually increase your risk and why rushing to pay off your mortgage may be a financial disaster. Full of shocking revelations and tricks high- net-worth individuals have used for years, The Value of Debt in Retirement opens the world to a new approach to wealth management in retirement, one that factors in both sides of the balance sheet as an integrated ecosystem.Real-world case studies illustrate how informed debt strategies can lead to a happier, healthier retirement. See how an individual with a net worth of more than $5 million can spend $20,000 per month - after taxes - and pay less than $5,000 per year in taxes, how it is possible to increase your rate of return by 50%, and how a lower risk portfolio with debt could increase the chances you do not run out of money.Specifically written to Baby Boomers, practical guides and checklists show how to use debt strategies to fund primary and secondary properties, refinance credit card debt, and finance hobbies, such as cars and boats and recreational vehicles. Additional guides show how you can help your children, help your parents and leave a bigger legacy for your heirs and favorite charities. Regardless of your net worth, The Value of Debt in Retirement provides tools to use to apply these concepts to your personal situation.There is no free lunch: the book delivers a balanced perspective focusing on the potential risks and benefits of the strategies discussed. A discussion on economic history highlights some of the shocks the economy may face and provides important warnings that you should factor into your retirement plan. Anderson not only shows that your life expectancy may be longer than you think, but also illustrates that many investors may be on track to average returns well under 4% for the next ten years - a potentially devastating combination. Irrespective of your beliefs about debt, The Value of Debt in Retirement proves risk is more important than return for retirees and provides suggestions on ways to minimize that risk.Not all debt is good and high levels of debt are bad. The Value of Debt in Retirement is about choosing the right debt, in the right amounts, at the right time. Perhaps most importantly, this book isn't for everybody. This book requires responsible actions. If you can't handle the responsibility associated with the ideas then this book then it isn't for you. If you need a rate of return under 3% from your investments then you may not need this book. But if you can handle the responsibility and if you need a return above 3%, this book may offer insights into the best (and potentially only) way to achieve your goals"-- |
| -- | Provided by publisher. |
| 504 ## - BIBLIOGRAPHY, ETC. NOTE | |
| Bibliography, etc | Includes bibliographical references and index. |
| 588 ## - | |
| -- | Description based on print version record and CIP data provided by publisher. |
| 505 0# - FORMATTED CONTENTS NOTE | |
| Formatted contents note | Title page; Copyright; Dedication; Foreword; Acknowledgments; Introduction; Caution: You Could Burn Your House Down Baking a Cake!; Notes; PART I: BASIC IDEAS AND CORE CONCEPTS; Chapter 1: A Better Path; A Successful but Controversial Debut; The Fifth Indebted Strength; Who Can Benefit from This Book? Not Only Millionaires! (But They Can, Too); Everyday Example #1: Immediately Better Credit Card Debt; Getting beyond the ABLF and Focusing on Retirement; Notes; Chapter 2: Debt in Retirement; What Some Popular Retirement Books Get Right-and Wrong-about Debt; The "Good versus Bad" Debt Camp |
| 505 8# - FORMATTED CONTENTS NOTE | |
| Formatted contents note | Bach Where We Started: The Irresolutely "Against Debt" CampThe (Very Small) "Sometimes It's Okay to Have Debt" Camp; Everyday Example #2: A Bridge Loan over Troubled Quarters; Notes; Chapter 3: Why and Whether to Adopt a Holistic Debt-Inclusive Approach in Retirement; A First Look at the Three Main Types of Debt: Oppressive, Working, and Enriching; Seven Rules for Being a Better Debtor; In the Company of Longer Life Spans; Winging Your Way to a Successful Retirement: The "Whole Chicken" Approach; Everyday Example #3: A Holistic Business Recipe for Success; Notes |
| 505 8# - FORMATTED CONTENTS NOTE | |
| Formatted contents note | PART II: THE POWER OF DEBT IN REDUCING TAXES, INCREASING RETURN, AND REDUCING RISKChapter 4: Returning to the Return You Need; Cash Flow and Incoming Money: The Ultimate Key to Resource Management; You Have to Get Your Numbers Right!; Regardless of Your Net Worth, Distributions Are Rarely Constant over Time in Retirement; How Much Can You Safely Take Out?; How You May Be Able to Increase Your Rate of Return; How Is This Possible? A Big-Picture Overview; Risks and Problems; Everyday Example #4: Retiring the "Loan" Survivor; Notes; Chapter 5: The Power of Debt Meets Our Ridiculous Tax Code |
| 505 8# - FORMATTED CONTENTS NOTE | |
| Formatted contents note | Some Brief Preliminaries: Income versus Incoming MoneyThe Websters: A Tale That Taxes the Imagination; Your De Facto Tax Advisor; An Inconvenient Truth; How to Pay Almost No Taxes in Retirement: A Few More Examples; Everyday Example #5: "Auto" You Not Be Sure You Are Getting the Best Loan?; Notes; Chapter 6: Risk Matters More Than Return; Why Your Personal Risk Tolerance May Not Matter; A Simple Understanding of Risk; An Overview: "What Time Is It?"; A Detailed Understanding: "How the Watch Works"; Proof That Debt Can Reduce Your Risk in Retirement |
| 505 8# - FORMATTED CONTENTS NOTE | |
| Formatted contents note | Everyday Example #6: A Lot to Think About? Not ReallyNotes; PART III: HOW TO GET THERE: A GLIDE PATH; Chapter 7: The World Is Full of Risk-Especially Now; Not Your Usual Serious Caution; Learning from What Companies Do-Value Liquidity!; What about Interest Rate Risk? Fixed versus Floating Rate Debt; Investment Risks: It Isn't the Debt That Matters, It Is the Quality of Your Investment Decisions!; Asset Allocation and Investment Considerations; A Six-Step Approach to Diversified Investing in Retirement; Lessons from Math and History Suggest Caution; Be Careful What You Watch! |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Finance, Personal. |
| 650 #0 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Retirement |
| General subdivision | Planning. |
| 650 #7 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | BUSINESS & ECONOMICS / Personal Finance / Retirement Planning. |
| Source of heading or term | bisacsh |
| 650 #7 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Finance, Personal. |
| Source of heading or term | fast |
| -- | (OCoLC)fst00924449 |
| 650 #7 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name as entry element | Retirement |
| General subdivision | Planning. |
| Source of heading or term | fast |
| -- | (OCoLC)fst01096304 |
| 655 #0 - INDEX TERM--GENRE/FORM | |
| Genre/form data or focus term | Electronic books. |
| 655 #4 - INDEX TERM--GENRE/FORM | |
| Genre/form data or focus term | Electronic books. |
| 776 08 - ADDITIONAL PHYSICAL FORM ENTRY | |
| Display text | Print version: |
| Main entry heading | Anderson, Thomas J. (Certified investment management analyst) |
| Title | Value of debt in retirement |
| Place, publisher, and date of publication | Hoboken : Wiley, 2015 |
| International Standard Book Number | 9781119019985 |
| Record control number | (DLC) 2014049407 |
| 856 40 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | http://onlinelibrary.wiley.com/book/10.1002/9781119030010 |
| Public note | Wiley Online Library |
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